Testimonials

Montgomery County Adult Education "Winning the Battle of the Budget" four week course:

"Wish I had taken it years ago." -- Sylvia Nelson

"Excellent instructor." -- Michele Marshall

"This class was very good. It was challenging." -- Jeanne Dodd

"Lee Acker was well prepared. He is inspirational and thoughtful. I am ready to move forward." -- Lance Dodd

"Excellent instructor; knowledgeable and personable, clear and precise information." -- Tamar Dworkin

The Credit Network has provided our clients with a thorough understanding of how to be financially fit in the United States, and Lee Acker has made himself accessible to answer financial and credit questions of the newly arrived immigrants we serve. The education the credit network gives to the Refugee Center clients build the foundation to financial success and avoid credit and financial pitfalls in their new country.

Douglas Grane

Job Developer

Refugee Center of Catholic Community Services
Washington, DC

Community Vision, of Community Ministry of Montgomery County, Maryland, provides Vocational Services to the homeless population. In order to assist clients with becoming self-sufficient a series of nine Job Readiness classes are held. One of the classes, "Basic Budgeting, Credit Cards & Savings", is conducted by Mr. Lee Acker of The Credit Network. Thus far, Mr. Acker has conducted two classes and they have provided valuable information to the clients we serve.

The presentations have been tailored to meet the unique needs of the homeless population. Additionally, Mr. Acker conductUed a workshop for the staff of Community Ministry, which was very well received. Mr. Acker has been very responsive to our requests and has demonstrated a willingness and ability to make presentations to a diverse audience. The Credit Network has become an invaluable part of Community Vision's program, and we hope that this relationship will continue for many years to come.

Doyle Currey
Vocational Counselor, Community Vision
Community Ministry of Montgomery County, Maryland

Montgomery Housing Partnership’s IDA Program equips motivated individuals and families to attain their goals of financial self-sufficiency and home ownership by cultivating their inner-drive to succeed.

For example, Sherrie is passionate about improving her financial standing. At the financial literacy workshops provided by MHP and The Credit Network, she heard about the negative impact of debt on her credit score and how it affects her ability to purchase a home. She quickly applied what she learned and minced her credit cards with a scissors, took out a low-interest loan from her local credit union to pay off her high-interest credit card debt, and closed those same crippling credit accounts! Feeling liberated, Sherrie exclaimed, “You know, I heard about this option in the workshops,” and “it’s because of you and Lee that I’m starting to turn my life around.”

The Credit Network’s collaboration with Montgomery Housing Partnership has strengthened the IDA Program and helped bring it to new levels of delivery. Lee Acker’s presentations bring clarity to otherwise complex subjects, and the participants recognize that he genuinely respects them and cares about their financial vitality. He is a delight to collaborate with; Lee is punctual, organized, detail-oriented, and motivated. MHP eagerly anticipates working with Lee Acker and The Credit Network in the future.

Kevin D. G. Haag
IDA Coordinator
Montgomery Housing Partnership

Yes, I have been involved with the program for a few years now. My debt load is actually going down, we have money in our savings account. The bills that are left are few and far between and my wife and I are a lot less stressed out about being in such a deep financial hole. When we started we owed over $65,000.00, now our debt is about $35,000 and going down each month.

We are seeing light at the end of the tunnel. Not to say it is a perfect arrangement and at times it was quite stressful to stay the course, but it seems to be working and we are happy with the program...

Hope more people in the US realize that they are being played by the banks and credit card companies and sold into a life of financial slavery. So get with the program and start to make you adult lives whole again. We did and are glad. The first step is to recognize that we were in deep financial trouble, over our heads with debt.

That is our story, hope you like it, because it is true.

Jim M.

Dear TCN,

Thank you so much for your help with the arrangement of my credit card bills. I have joined the program in April 2001 and very pleased to say that I will reach my final payment sooner that I have expected. I would definitely recommend the TCN program to all my friends and family who is in need for debt management.

Thank you again.

Mary B.

To TCN:

The best step I ever took in my life with my debt was contacting your agency. From my first counselor contact to ALL other reps that assisted me they have done an outstanding job. They didn't make me feel like I was a failure they were all encouraging, and so very helpful and no problem was a big deal, ever. Your online access is very easy and helpful also, but sometimes it would be nice to see the "total of debt still owed" as to what I started out with....

It is a sense of accomplishment when those monthly bills come and you see the debt going DOWN!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

This has given me a good feeling about myself to know I am completing my obligations to my creditors, it WAS my fault for the debt. Your agency has helped me with peace of mind.

Thank you for being there.

Mary O.

To TCN:

TCN has helped me tremendously! I would have really been in a worse position if I had not made the call and stayed with the program even when I was deployed overseas. I loved the program and would love to take advantage of other options that might be available to me thru the network. If possible, send some information on other programs I might be able to take advantage.

And once more thank you all.

Brian G.

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